Fat Repair Cost: Truth


Corrosion is a process of decomposition of any atomic component of any iron or steel material.

Routh is a common term that we use to describe the result of corrosion. Smoking forms when:

  • iron and oxygen react with water or moisture
  • iron, oxygen, chlorine, salt or any other harmful chemicals and substances.

Corrosion and rust are used for the construction of buildings, bridges, infrastructures and automobiles. Rust has a larger mass than the original iron or steel. This can cause a failure of iron structures (eg a bridge) because the rust builds the force that the adjacent sections of the structure fall. This phenomenon, known as rusty smacking.

Rust smacking was the main reason for the collapse of the following structures in the United States:

  • Silver Bridge in West Virginia (1967)
  • Mianus River Bridge in Connecticut (1983)
  • Kinzua Bridge in Pennsylvania (2003)

The bridges are not the only structures of corrosion and rust. In fact, everything made of iron, steel, and metal has to endure rust problems.

Most Americans have their own cars. These cars are subject to extreme weather conditions, especially in the winter months. When poorly maintained and left unchanged, it increases the rust formation capabilities and the car body and engine degradation. Many of our homes are equipped with water heaters and furnaces made of metal. Our concrete paths are provided under steel tiles. They also affect rust problems.

Many believe that corrosion and rust management are more like service work. However, only the rust problems in the United States are cost-effective. Each year, the United States spends about $ 276 billion on corrosion and rust repair. This huge amount includes immediate and indirect costs of mud repairs. Direct costs are divided into two main factors:

  1. Cost of design, assembly and construction
  2. This includes selection of materials (eg, carbon-substituting stainless steel), an additional material that allows to prevent rust formation (eg stainless steel, protective surface cover and rust block) and labor cost, as well as equipment.

  3. Cost of management:
  4. Management costs include inspection, maintenance, repair and replacement of rust, inventory, recovery, and loss of productive time.

Some experts believe that shower repairs are part of the maintenance work. The annual cost of renovating the range is too high, which is evident in recent research results. Thus, rust repair and corrosion control should not be classified only as such.

These experts put emphasis on the focus of attention to the destructive and rare problem of rust. Instead of looking for ways to replace rust and removal, we should think more about how to prevent rust from developing. This is because preventative measures are relatively cheaper than rust problems.

Forest repairs and corrosion control will be costly. But with proper planning and rust control technology combined with this conversion, we can definitely reduce our costs for rust repair.


Gene Smith, The Ohio State University (OSU) Buckeyes Athletic Director (AD) – Bio


Gene Smith is the athletic director (or AD for short) of the Ohio State University (OSU) Buckeyes athletic program. Mr. Smith oversees a diverse assortment of both men’s and women’s sports for a school that has the unique distinction of being one of just four colleges to have won national championships in men’s football, basketball, and baseball.

The official appointment of Gene Smith to the heralded position of athletic director for Ohio State occurred on March 5, 2005. In leading up to his position as the head of one of the most robust college sports programs in the country Gene acquired relevant work experience while serving as the athletic director at Eastern Michigan, Iowa State, and Arizona State.

While many casual fans predominately think of football and basketball when they think of college athletics the spectrum of varsity sports is really quite diverse. In total Mr. Smith oversees approximately 900 student athletes that span a gauntlet of 39 varsity sports (20 women and 19 men). The Buckeyes have won national championships in numerous sports that are often forgotten about including synchronized swimming, gymnastics, and fencing.

Long before carrying the burden of the highly scrutinized position of Ohio State University athletic director Gene Smith was raised in Cleveland, Ohio not far from the Columbus, Ohio location of the main OSU campus. Smith was an athlete in his youth at St. Peter Chanel High School in nearby Bedford, Ohio and went onto the University of Notre Dame in Indiana where he earned an athletic scholarship as a defensive end for the football team.

Before graduating from Notre Dame in 1977 Gene was part of the 1973 national championship football team. Gene got his diploma in business administration and stayed with his alma mater as an assistant coach with the football program until 1981.

In 1981 Gene Smith experimented with a brief career stint outside the realm of college athletics when he accepted a job in the marketing department of International Business Machines (IBM). After two years in the private sector Smith realized that his true calling was a lifelong career devoted to collegiate sports.

In 1983 the Ohio native found a position at Eastern Michigan University where he was able to serve as an assistant athletic director. In 1986 Gene became the full time head athletic director at Eastern Michigan. Seven years later in 1993 Gene became the AD at Iowa State University where he dutifully served until the year 2000 when he moved across the country to Tempe, Arizona to accept the position as athletic director of Arizona State University.


Chiropractic Office's Budget Performance Index 2006 – top 10 best-paid insurance companies


The Monthly Payment Accuracy Index lists the top ten drug insurance companies in the last month. Participation in the index is conditioned by many criteria, starting with the minimum requirement of the requirements and including all critical payment performance criteria, which is more than 120 days' receivables.

The low interest rate for receivables up to 120 days is shown, taking into account the inclusion of the budget index, the frequency of participation in the index is a stronger performance measure as it also serves for a longer period of computation performance.

The index participation frequency table for annual review reveals both month index and its sustainability. Since Billing Precision has started its ranking only in 2006, In June, the highest frequency achieved by the insurance company in 2006 was 7.

Seven times :

  1. United health care. Calculation index between 5 and 12
  2. Medicare New Jersey. The payment index is from 11 to 17 years
  3. Cigna: Settlement index between 12 and 18
  4. Five times :

  5. Horizon: Between 18 and 18;
  6. Aetna: Calculation index between 5 and 20
  7. Medicare Wisconsin Calculation index between 18 and 42
  8. Four times :

  9. Blue Cross Blue Shield Illinois. Indicators for 5 to 15 years of age
  10. Blue Cross Blue Shield New Jersey Calculating aged 16 to 22 years old
  11. Three times :

  12. Blue Cross Blue Shield Wisconsin Calculation index between 3 and 7
  13. Blue Cross Blue Shield Florida: the payment index is between 5 and 55
  14. Oxford Billing indicator ranges from 6 to 15
  15. Twice :

  16. Blue Cross Blue Shield Texas. Calculation index between 2 and 33
  17. Medicare Florida. 6 to 17 year old account
  18. Medicare Virginia. The calculation index is from 10 to 15
  19. Health EOS. Settlement index between 12 and 20
  20. Once :

  21. Medicare West Virginia. Billing indicator 1
  22. Tripad. billing index 3.5
  23. Poetry. Billing Indicator 5
  24. Care of First NCA: calculation index 7
  25. Liberty Relationships: Billing indicator 12
  26. Medicare Alabama: billing index 12
  27. Blue Cross Blue Shield Alabama billing index 24
  28. Florida 1st: billing index 24

Chiropractic office managers use the statutory index to evaluate their billing performance and improve it over time. Note that the payer & # 39; The simplest comparison of the performance measurement determines the national standard whether the payer is doing well or not. The rule-based approach also allows classifying the whole package of payers by arranging them according to the identification criterion. Rule-based benchmarking enables the identification of elite payers who do best in each country, as shown by an indicator-based rating. After all, as the billing index is the whole package of the selected participants, the payer participating in the monthly rate determines stability of stability.

Unlike monthly BPIs, which marks the top ten for CHiropractic CPT codes last month, insurance companies have been selected for a variety of criteria, such as the minimal amount of revised billing, annual BPI just estimates the monthly non-attendance rate BPI- s. Whereas the lower interest rate for over 120 days of receivables is shown, taking into account the inclusion in the index, the frequency of participation in the indicator is a more effective performance criterion as it also serves for a longer period of computation performance.


Photo Football Power Ratings 1-5


We are halfway through the college football regular season and already there has been many highs and lows with teams rising and falling from the top 10. Two weeks ago No. 2 Auburn was knocked off by Arkansas. Then this weekend, Auburn got some revenge by knocking off the new No. 2 team, Florida. Of course, the one constant has been Ohio State, sitting in the top spot all season. Here's a look at the top teams in my college power ratings.

1. Ohio State (88 PR): The Buckeyes (7-0 SU, 6-1 ATS) came into this season No. 1. 1 because of an incredible amount of offensive talent returns. The offensive has been as good as advertised averaging 33 points, 155 yards rushing and 235 passing behind senior QB Troy Smith (68%, 17 TDs, 2 INTs), RB Antonio Pittman and speedy wide outs Anthony Gonzalez and Ted Ginn Jr.

What has been the big surprise is the defense, which lost its top talent from 2005. The defense has been stellar, allowing 9 points per game. It may surprise you but the Buckeyes are 6-1 under the total because of that defense. Just as impressive is that this team has faced its toughest competition already, winning at Texas and Iowa. Ohio State is 14-0 SU, 14-1 ATS its last 14 games going back to last season. The will have cakewalk schedule the rest of the way and should be 11-0 for the November 18 clash with Michigan, currently No. 2 in the nation. The Buckeyes have that game at home and they are 32-2 SU, 22-10-1 ATS their last 34 home games!

2. Michigan (84): Lloyd Carr really has not opened the offensive up this season, as they are passing for less than 190 yards per game. He likes a balanced attack and they have one with QB Chad Henne and RB Mike Hart. However, the Wolverines have been winning with an exceptional defense. The front line has been spectacular, reminiscent of the 1997 national title team, allowing 40 yards rushing 1.7 yards per carry! They have risen to every challenge, winning at Notre Dame (47-21) and at Penn State on Saturday. They also should be unbeaten before taking on Ohio State, provided they get by Iowa this coming Saturday at the Big House. It still may be too early to look ahead, but last year Michigan lost 25-21 at home to Ohio State blowing a 21-12 fourth quarter lead. Conservatism kills in football! In that game, Ohio State had the edge in yards 418-255. Neither team ran well, so at this early joke that game will rarely come down to defense and the QB play.

3. Texas (84): The Longhorns would need help from Michigan to have a chance at repeating as champs. It's also difficult to see them repeating with a freshman quarterback. But this defense is very good and the ground game and offensive line are as good as you will find. They forced 5 turnovers in a 28-10 win over Oklahoma and just rolled through a decent Baylor defense Saturday in a 63-31 rout. However, remember Oklahoma held them to 232 total yards and just 3.9 yards per rush, while Ohio State manhandled them 24-7, passing for 269 yards. The toughest remaining test for the Longhorns will be Saturday at No. 1. 21 Nebraska.

4. USC (83): So how good are these Trojans? Well, they are nowhere near as good as the last two years. In 2005 they averaged 50 points, in 2006 they average 30 points behind first-year starting QB John David Booty (13 TDs, 4 INTs). The only thing they have in common with one year ago is that no one has beat them yet. If they get WRs Steve Smith and Dwayne Jarrett healthy, this oath has the best pair of wideouts in the nation. What should concern USC fans is a defense that has given up over 130 rush yards in three games. The last three games they've had to hang on for dear life to beat Washington State, Washington and Arizona State, as a favorite of 14, 19 and 19! Do not get your national title reservations just yet: USC still has to play team currently in the Top 20 in Oregon, Cal and Notre Dame.

5. West Virginia (83): The Big East is a toss-up between Louisville and West Virginia. Both are a threat to run the table which could upset any BCS title game plans for several describing one-loss teams. The Mountaineers are a team no one wants to play, with their incredible backfield speed. Steve Slaton and Pat White are averaging over 7 yards a carry! November 2nd at Louisville is the game circle.


PEO Group Health Insurance Premium Renewal Rates Rate


Professional employers again double-digitize:

Premium extension of group health insurance starts and reports are not encouraged. This is the time when the leasing companies and professional employers transfer small business owners new levels of their health to the next year. Employers across the country are told what is expected and what they want to hear. Especially now, when the economy begins to stabilize.

Many of our small business clients who rely on their peo partner to maintain a low level of their health insurance find out that it is no longer a matter of business. Business owners have become the next step in double digit growth by some American and human resource outsourcing companies, Adminstaff, ADP Totalsource, and TriNet / Gevity HR. CFO and HR managers complained about the growth of another HR-top 10 provider from the Group. Their customers resumed in September, and some said they have masters of expenses, of which 35% rise from Athens.

Dirty and disconnected

Many of our small business clients are learning that some healthcare options have been replaced by new health plans that offer limited networks that have fewer network providers or medical plans that are restricted to geographical location. Just last week, we contacted three Western Virginia offices in the first aid practice. They told us how their current PEO just told them to delete an entire network of plans. Most of their employees leave only one option, and it's very expensive. Of course, they are now looking for us to help doctors make a better option for their employees.

Only this can be alone.

The worst can still come. From September to January, more than 75% of group health insurance is planned to be updated. This includes most of the people and the lease of the largest and most successful staff, HR-outsourcing and professional employer services. However, stating that their extension of their new health plan manages HR and employee benefits providers Advantec HR, Outsourcing Oasis and SCI Staffing Concepts, scheduled for October, Frank Crum & HR and Fortune Business Solution Restoration 2011 the in January.

It is important to note that before the industry giants and their highly paid employees help the consultants, still struggling with their health insurance, the fate of hundreds of thousands of small and medium businesses is determined. Together, these PEOs and employee leasing companies represent about two hundred fifty thousand (250,000) business owners and about five million (5,000,000) employees. Let me have the best hope.


Customer Service and the Airline Industry? Not So Much!


Recently, I had a speaking engagement in a small town in Iowa. Let me tell you, it was not the easiest place to get to. I flew into Chicago O'Hare's airport where I had a layover. I then flew into Moline, IL and then had to drive to the seminar location in Iowa.

Well, my two-day Leadership seminar went great and I made my way back to Moline for my flight. I got to the airport earlier than expected so I went to see if there was an earlier flight to Chicago. There was. I thought "Great. I'll get an early flight back to Chicago where I can get a nice meal before my flight into Dayton." Great thought, but that is where it died.

I went up to the counter and asked if I could take the earlier flight. Guess what, there was a seat available. Guess what, it would cost me $ 75 to get it. I tried to get them to wave the fee. They were taking me to Chicago anyway. What is the big deal. Just put me on the earlier flight. Should be a no-brainer, right? Wrong!

It is only a no-brainer for a company who values ​​its customers and believes in serving them. I felt sorry for the young clerk at the counter. She was in a tight place. She wanted to serve me, but was not allowed. She said, "We get in trouble when we waive the $ 75 fee."

Here is the focal point of the entire problem. Leadership. Lousy Leadership. Now, I am not going to mention the name of the airline because most of them would do the exact same thing. There is only a few airlines like Southwest Airlines who know what service is. Unfortunately, I was not flying Southwest.

The airline industry is so short-sighted and so desperate for money that they would rather charge me an extra $ 75 (for a seat that was going to go vacant anyway) and risk my future business. Will I think twice before I book another ticket with this airline? You bet your great grandmother's dentures! If I have a choice, why would I choose to fly with them when they treat me like that.

Well, long story short, I refused the pay the $ 75 and went and ate a lousy meal at the snack bar and took the later flight.

As we close out our message today, I remind you and myself of my Dad's wise words, "The customer is our life blood." Provide extra service for your customers and before you know it, more customers and more profitability will be headed in your direction.


Chase for proven federal rules


Federal Rules used in federal courts in the United States and used by many states and the armed forces for many years are coding rules of common law enforcement. Developing rules for modern evidence is nothing else than putting old wine into new bottles. If anyone can understand the concept of the general law of evidence, the federal rules will be easy to understand.

The purpose of the Federal Federal Rules is to ensure the fairness of the proceedings, to eliminate unreasonable expenses and delay. and to promote the growth and development of the law of evidence so that the truth can be established and justly pursued. As a former lecturer in the lawyer and current law school, which shows students the rules of the evidence, I see in 1975, The Federal Judicial Rules adopted in the Congress as the old general wine wine bottle. I have proven my actual Federal rules.

This article is not about the specific rules or rules of general law that could have been put into a new bottle known as the Federal Judicial Law. Instead, I write this to show how effective and common the use of rules has been. Gyumri, Guam, Puerto Rico, the Virgin Islands and the armed forces have all accepted all parts or parts of the Federal Rules for use in their judicial systems. This is a very good trend, as the rules of many countries' testimonies will be approximately the same in the United States.

The following paragraphs contain fundamental information on the powers that have been adopted by the rules governing the federal rules. These include information that local rules come into play and if they are changed altogether.

Alabama. Adopted by the Supreme Court of Alabama on January 1, 1996. Not changed.

Alaska. Adopted by the Supreme Court of Alaska since August 1, 1979. Last modified on October 15, 2003.

ARIZONA. Adopted by the Arizona Supreme Court on September 1, 1977. Last edited on June 1, 2004.

ARCASSAS. 1986 The Supreme Court of Arkansas, which was adopted on October 13. The last change in 1998 On January 22.

COLORADO. Adopted by the Colorado Supreme Court on January 1, 1980. Last modified on July 1, 2002.

CONNECTICUT? Adopted by the Judges of the Connecticut Supreme Court on January 1, 2000. Not changed.

DELAWARE: Adopted by the Delaware Supreme Court on February 1, 1980. Recent changes: 2001 December 10th.

FLORIDA. The Florida Code of Approval was adopted by the Florida Legislature, which came into force on July 1, 1979. Last modified on July 1, 2003.

GEORGIA. Governor Nathan Ditt signed a House Bill, which ratified the rules of Georgia on January 1, 2013.

GUAM: It came into force on 16 November 1979 by the Guam Judicial Council. Last modified on July 18, 2003.

HAWAII. 1981 The Hawaii legislature, which came into force on 1 January.

IDAHO. 1985 The Supreme Court of Idaho, which ruled July 1.

ILLINOIS: Adopted by the Supreme Court of Illinois, which came into force on January 1, 2011.

INDIANA. Adopted by the Supreme Court of Indiana from January 1, 1994. Last modified on January 1, 2004.

IOWA. 1983 July 1 was admitted by the Supreme Court of Iowa. Last modified on February 15, 2002.

HOUSEHOLD. 1992 Kentucky legislature has been operating since July 1. Last modified on July 1, 2003.

LOUISIANA: 1989 The legislative body of Louisiana comes into force on January 1. Last modified on August 15, 2003.

MAINE: 1976 The Supreme Court of Myanmar adopted on February 2. Last modified on July 1, 2002.

Country: Adopted by the Maryland Court of Appeals from July 1, 1994. Recent changes in 2004 January 1.

Michigan. Adopted by the Supreme Court of Michigan on March 1, 1978. Recent changes in 2004 January 1.

MINNESOTA. Adopted by the Supreme Court of Minnesota on April 1, 1977. The last change was January 1, 1990.

MISSISSIPPI. Adopted by the Mississippi Supreme Court on January 1, 1986. Last modified on May 27, 2004

MONTA. Adopted by the Supreme Court of Moldova on July 1, 1977. The last change in 1990 On October 18th.

Nebraska: 1975 The Nebraska legislature came into effect on December 31. Last modified on July 13, 2000

NEVADA. 2004 The Nevada legislature came into force on July 1. No changes.

NEW HAMPSHIRE: It was adopted by the Supreme Court of New Hampshire on July 1, 1985. Last modified on January 1, 2003.

NEW JERSEY: Adopted by the Supreme Court of New Jersey and the legislature of New Jersey, jointly by July 1, 1993. Last modified on July 1, 1993.

NEW MEXICO: 1973 July 1 came into force from the Supreme Court of New Mexico. The last amendment came into force on February 1, 2003.

NORTHERN CAROLINA. It entered into force on 1 July 1984 from the legislature of North Carolina. Last modified on October 1, 2003.

North Dakota It was adopted by the Supreme Court of North Dakota on February 15, 1977. Last modified on March 1, 2001.

OSIO. Adopted by the Supreme Court of Ohio on July 1, 1980. Last modified on July 1, 2003.

Allahoma. Entry into force by the Oliverra's legislative body from October 1, 1978. Last modified on November 1, 2003.

OREGO: It entered into force on January 1, 1982 under the Legislative Legislation. Last modified on July 3, 2003

PENNSYLVANIA. Adopted by the Pennsylvania State Supreme Court on 1 October 1998. Last modified on January 1, 2002.

PORTO RICO: By Puerto Rico's legislative body in 1979, It is valid from October 1. Last modified on August 30, 1999.

RHODE ISLAND Adopted by the Rhode Island Supreme Court on October 1, 1987.

SOUTH CAROLINA: 1995 The South Carolina legislature has been operating since September 3. No changes.

SOUTH DAKOTA. The South Dakota legislature came into force on 1 July 1978. No changes.

TENNESSEE: 1990 The Tennessee Tribunal Court, which came into force on 1 January. Last modified on July 1, 2003.

TEXAS. Adopted by the Supreme Court of Texas on March 1, 1998.

UTAH: It was adopted by the Supreme Court of Utah on 1 September 1983. Recent changes in 2004 November 1.

WERMONT: Adopted by the Supreme Court of Vermont as of April 1, 1983. The last change in 2003 May 27.

WASHINGTON: Accepted by the Supreme Court of Washington, which is valid on April 2, 1979. The last change was made on September 1, 2003.

WEST VIRGINIA. Adopted by the Supreme Court of Western Virginia, which came into force on February 1, 1985. The last change was made on January 1, 1995.

WISCONSIN The High Court of Wisconsin, which came into force on 1 January 1974. Last modified on March 30, 2004.

WYOMING. Adopted by the Supreme Court of Wyoming on January 1, 1978. Recent changes since 1995 February 28th.

MILITARY. The military rules of the verdicts were adopted in 1980. Order No. 12,198 of March 12. The last change by the Executive Order, 2002; No. 13262 of April 11.


US VIRGIN STRUCTURES. No acceptance deadline found.

What an impressive list is the adoption and the provisions that are formed after the Federal Judicial Law? Several jurisdictions do not accept the rules of evidence based on the Federal Judicial Code. They are: California, Columbia County, Kansas, Massachusetts, Missouri, New York and Virginia.


High School Wrestling: Peaking for the End of the Season


During my senior season of high school wrestling, I "peaked" at precisely the right time. I was conference champion, sectional champion, and district champion. By winning the district tournament, I qualified for the state tournament. I was beaten in the first round 5-2 and never had the opportunity for a wrestle-back. Nonetheless, I had improved over the previous seasons. During my sophomore year, I placed 4th in the conference and placed 3rd at sectionals. During my junior year, I placed 2nd in the conference and placed 3rd at districts. I always run out of steam and motivation toward the end of the season and never qualified for the state tournament. What was the change during my senior season?

First, I had much better control of my diet during my senior season. I count calories and lost weight slowly. I never went a day without eating. I was never starved or dehydrated. I did not feel weak towards the end of the season. I just kept getting stronger. Therefore, my attitude was different as well. I was confident and I had a true desire to qualify for the state tournament. The two prior seasons I was feeling weak and just did not want it badly enough.

How can a wrestler peak for the end of the season? Let's examine things a bit.


Periodization simply involves planning your training for the season or even the entire year. The season is broken down into different phases. Tudor Bompa states, "Normally, a peak performance is planned to be reached during the competitive phase and can not be maintained forever." Similarly, Mark Ginther states, "Peak condition is impossible to retain for more than a couple of weeks at the longest." Of course, you want to win every match. In addition, you want to be in excellent condition. However, you can not be in top condition all season. Therefore, your coach probably will have you doing a higher volume of work early in the season. Toward the end of the season, you'll probably do a lower volume of work but at a higher intensity. Your ultimate goal is to peak for the post-season tournaments like sectionals, districts, and state.


As I mentioned, your volume of work should go down when you want to peak toward the end of the season. However, your workouts may be more intense. Intensity and brevity is the key. Toward the end of the season, you may begin to think more about match strategy. You may begin to practice "situations" that could have arise in a match. What will you do if you're ahead by one point in the bottom position with only ten seconds left in the match? You should do a stand up most likely. You obviously do not want to do a granby roll and try to pin your opponent. You need to be smart and hold on to that one point lead.


Drilling is important to peaking. If you drill your moves religiously during the season, they will become second nature. Winning those post-season competitions will be easier if your technique is flawless and comes naturally.


Recovery encompasses many things. Make sure to get enough rest. Ideally, you should be getting eight to ten hours of sleep each night. Some wrestlers find that contrast showers (alternating hot and cold water) are helpful after practice. A hot bath before bed can be soothing and may help you sleep better. In addition, do not forget about nutrition.

Intense wrestling and conditioning depletes muscle glycogen and breaks down muscle tissue. Therefore, after practice be sure to consume some protein and carbohydrates. A shake made of whey protein and a fast digesting carbohydrate source can be beneficial after wrestling practice in regards to recovery.


Are you excited and motivated or burned out from the long season? I hope that you are excited and motivated to win. How badly do you want to qualify for the state tournament? Those wrestlers with an extreme desire to win will most likely wrestle at their best. Winning or losing is not the end of the world. However, if you do not care if you win or do not have faith in your abilities then you will be at a disadvantage.

Anyone can be beaten. Dan Gable was beaten in his final college match. Rulon Gardner defeated Alexander Karelin who had gone unbeaten for thirteen years in international competition. A University of Iowa wrestler named Matt Egeland was seeded eighth in the 1985 NCAA Wrestling Tournament, but placed 2nd. He defeated the number one seeded wrestler along the way. I had a team in high school that was seeded last in the district tournament, but beat the first seed and qualified for the state tournament. Anything can happen in post-season tournaments. Be confident.


Tapering involves cutting back on your total volume of training. This gives your body extra rest. You can still have brief intestinal workouts. You can still drill and focus on your skills and strategy. But, the total amount of wrestling and conditioning should be lowered preceding that big post-season tournament.

Dan Gable and the University of Iowa

In Mike Chapman's book Wrestling Tough, he discusses Dan Gable and the University of Iowa wrestling program. Coach Gable would sometimes have his wrestlers practicing twice a day leading up to the NCAA championships. This seems to go against the idea of ​​tapering, although I do not know how long these procedures lasted and how intense they were. Coach Gable even had Ed Banach do a third workout at 5 am Ed Banach won the NCAA tournament that year largely because of that extra practice in which he drilled his takedown technique. Would you be willing to pay that price to reach the pinnacle of success? Do you remember what I wrote about drilling earlier? Drilling pays off.

The movie Hoosiers is very inspiring. Before the state finals, the coach tells his team, "Forget about the crowds, the size of their school, their fancy uniforms and remember what got us here. important, do not get to think about winning or losing this game. of this game, in my book, we're gonna be winners! "

Earlier in the movie, the coach says, "There's a condition in tournament play; do not talk about the next step until you've climbed the one in front of you."

I think that is sound advice. Focus on your fundamentals in the post-season championship series. Take one match at a time and be determined to wrestle to your potential.

In conclusion, peaking can be complicated. Make sure you get enough rest. Drill your skills relentlessly. Do your higher volume workouts earlier in the season and shorter more intestinal workouts as the season nears its finish. Make sure that you are mentally focused and confident in your abilities.

With proper peaking, you will be fresh, rested, and ready to wrestle your best!


Think small and intimate for higher education


Lesson size and teacher, teacher ratio

As a graduate of a small liberal arts college, I can confirm that the smaller class is better to learn. It allows the student to have better opportunities to participate in class discussions, debates and activities. Instead of large lecture halls filled with hundreds of people, a smaller number of people in the class mean more time for student projects. The student's professional ratio is much better, and the professor spends more time with every person. The chances of getting tough training are much bigger, and therefore the student is better off to a better classroom. One of the best episodes of attending a small school in Davis and Elkins College, West Virginia, was the ability to get to know my professors well. This led me to work harder, instead of a lesson to feel invisible because I would be at a larger university.

Diploma selection and cross training in a larger university

The recommended traditional degrees are standard in every college and university in the United States. Small colleges also offer them. Additionally, many large schools offer lower-level degrees in their field, not their older cousins. Diplomas can also be adapted to the student's interests. It's a good challenge to interfere with training in different areas, to find the best, then to zero. In addition, smaller colleges have access to a larger school classroom. If the course is accredited, it is applied to the degree.

Military, all women, all men, consortium schools

Schools selected for smaller pupils include military academies of the nation. These are difficult to enter, but once the military branch pays for a student's education, as it progresses after completion. They are one of the most respected and prestigious schools in the republic. If a military career is not in the horizon, there are all women and all men's colleges. Although they may seem limited, these schools are really more social. Students take lessons in their college at all women and men, and as many of them are in the consortium, they can teach in other nearby colleges. These colleges are very selective with applicants, but once they have the opportunity to grow and learn, they are incredible. Many of them are highly respected when a graduate's resume ends well.

It's your life, what do you want to do with it?

As it has been said, it is your life. What do you want to do with it? Most senior schools come closer to their thinking about what they want to learn. It is best to find the best educational institution. Contact the schools that have the best programs you want to learn. Visit the University, talk to current students, and find out what extra curriculum offers they offer. Look at the rooms. Check where the apartments are. Do you have a lesson you want to take to a sister school? How will you get there and back? Public transport is safe. How far is the school away from home? These are some questions that are still going to be remembered at a high school. Enjoy looking for the best hidden treasures school.


Stop Wage Garnishment


One day you go to work and find that your paycheck is being garnished for a debt that you owe. This happens to people every day. In addition to all of life's problems you now are worried about how you are going to pay your mortgage, electric bill, or even buy food. When people are experiencing the described problems associated with having a wage garnishment, usually the first question they ask is, "how can I put a stop to this?" The answer in many cases is that you'll need the help of a qualified attorney. First, though, it helps to understand how garnishments happen in the first place.

The Creditor Must File a Law Suit

In order for a garnishment to take place, a creditor must have filed a law suit against a debtor and obtained a judgment. Garnishments typically take on two forms. Once a judgment is entered, the creditor has the option of either garnishing wages or placing a levy on a bank account (ie freezing a bank account). The creditor must choose and can not exercise both options at the same time.

Fortunately, there are ways to stop a wage garnishment or bank levy. Options for stopping a garnishment include filing for bankruptcy but can include other methods. If creditors are threatening a wage garnishment or to freeze a bank account without first obtaining a dispute against you, the creditor has violated consumer protection laws including but not limited to the Fair Debt Protection Act. If a creditor has rated to garnish wages or freeze your bank account without first obtaining a sentence, call a consumer protection attorney to discuss your rights and what steps you should take.

Garnished Wages / Bank Account Levy

Of the two forms of garnishment, most people experience garnishment of wages. Most state codes limit the amount of wages that can be garnished based on a person's annual income. Typically, twenty-five percent of net incomes can be garnished per pay period until the wage garnishment limit is reached.

When a creditor chooses to levy a bank account rather than garnish your wages, your bank is required to hold the funds for a period of time, which includes any pending direct deposits. After the period of time expires, the funds are turned over to the sheriff to be transferred to the clerk of court. After the clerk of court has received the funds, the creditor must file to a Motion to Condemn Funds with the clerk of court in order to receive the money. If the amount turned over to the creditor exceeds the amount of the judgment, the debtor will receive any excess levied funds.

During the levy period, a debtor may not access their bank account to withdraw funds. It is advised that the debtor stop any automatic or direct deposits of pay checks or from other sources. Likewise, it's advisable to stop all automatic withdrawals from the bank account during the levy period. Continued automatic withdrawals, in addition to the levied funds, can cause significant overdraft fees and bank charges.

Stopping The Garnishment or Levy

Stopping a wage garnishment can be a long and rocky road. Filing a chapter 7 bankruptcy or chapter 13 bankruptcy stops all garnishments and levies. This is due Bankruptcy Code 11 USC 362 (a) provides that once a bankruptcy is filed an automatic stay goes into place restricting all creditors from any collection activity.

If only it was that easy.

Typically, even upon filing the bankruptcy, it will take anywhere from one week to a month or more to stop a garnishment. This is due to several parties having to work together. These parties include, but are not limited to the following: your bankruptcy attorney ; the clerk of court where the judgment was entered; the sheriff's office in the county where the garnishment was served; the payroll department or bank; the bankruptcy trustee; and the creditor's attorney. Immediately after your bankruptcy attorney files your bankruptcy, they should send a Notice of Bankruptcy to all parties including the sheriff's office. The sheriff is supposedly to immediately notify your employer or the bank where the money is being levied and let them know they are to stop taking the money and release any held wages or money right away. The payroll department, whether local or out of state, can also play a role in how long it takes to stop a garnishment. Also, every clerk's office and sheriff's office in each county handles garnishments differently. Issues arise and tend to arise often.

As you can see there are numerous moving parts to getting levies and garnishments released. It's important that you work with an experienced bankruptcy lawyer that has an efficient and effective method for dealing with garnishments and levies.

Getting Your Money Back

Finally, there is the issue of whether garnished funds can be retrieved and given back to the client after they have filed for bankruptcy. One determining factor is how much money was distributed through the garnishment. The amount of funds that can be claimed as exempt decides how much can be returned to you.

This of course adds an additional step to the equation.

Once the garnishment is stopped your attorney must draft and have the bankruptcy trust sign off on a motion to release funds. You'll need to be patient and understand that it takes time to get everyone to do what must be done.